Insurance Coverage & Bad Faith

At Dean & Gibson, PLLC, we are at the forefront of handling insurance coverage disputes, bad faith claims and defense issues related to uninsured and underinsured motorist claims. This includes both litigation and arbitration in North Carolina and South Carolina.

If you have questions about how we can help you with your insurance-related matter, please complete our online contact form.

Advising Insurance Representatives On Claims Handling Procedures

Our firm advises claims departments on how to modify and improve their claims handling procedures. Specifically, we work with claims representatives to demonstrate the best practices for documentation, proper procedures for the denial of claims and issuance of a reservation of rights letter and how their claims files are used in court.

Overall, we give insurance carriers direction on how to avoid pitfalls that could lead to exposure in potential claims of bad faith and unfair trade practices. This presents the best opportunity to avoid bad faith and other insurance litigation matters.

Analyzing Insurance Policies

We have extensive experience in analyzing a variety of insurance policies, including:

  • General liability insurance
  • Commercial insurance
  • Automobile insurance
  • Homeowners' insurance
  • Property insurance
  • Umbrella insurance

The widespread knowledge of our attorneys allows us to simplify the interpretation of complex and sometimes contradictory language of insurance policies. We work directly with claims representatives to try to avoid coverage disputes and prevent coverage litigation. We do this by providing an analysis of North Carolina and South Carolina law on coverage issues.

We provide our clients the tools they need to determine if a claim is covered and whether there is a duty to defend and indemnify.

Uninsured/Underinsured Coverage

This area of the law is ever-changing. We provide our clients with regular updates to assist claims representatives in evaluating UM/UIM coverage.

With changes in standard policy language, the presence or absence of certain exclusions may result in a different outcome from the prior opinions issued by the court. We assist our clients in examining and comparing statutory language and specific policy language.

We have knowledge and experience in evaluating the priority of competing insurance policies and how to interpret the stacking and coverage of multiple policies.

Questions? Contact Us Today.

For more information or to schedule an appointment with an experienced insurance defense lawyer, please call us at 704-372-2700.